The Buying Process

Research and enquire about your mortgage options (if required)

Should you need a mortgage in order to buy you should make an appointment with a mortgage advisor to find out how much you can borrow and whether you are approved in principle.

Find a property

Book an appointment at your estate agents to request potential properties on the market that meet your requirements; considering your preferred area, price and size. Once you have registered as a buyer, we can keep you updated if a property comes on the market that meets your requirements.

Book a viewing

Once you have identified properties that you like, we can arrange for you to attend a viewing with the owner.

Make an offer

Once you have found your ideal property, we will help you to make a sensible offer, taking into account the length of time the property has been on the market and other factors. We can negotiate with the seller's agent on your behalf to agree a sale.

Instruct a solicitor

We work closely with a number of local solicitors so we can put you in touch with a firm who will be able to take care of your legal requirements.

Confirmation of sale

The selling agent will confirm the terms of the sale to everyone involved and organise a date for exchange of contracts and completion with your solicitor.

Organising your finance

Make an appointment with your mortgage advisor to apply for your mortgage. The exchange of contracts cannot take place until you receive your mortgage offer.

Conveyancing

Your solicitor will take care of the legal aspects of the transaction, requesting title deeds and planning certificates.

Exchange of contracts

Once your mortgage offer has been received and the conveyancing is complete, a date for the Exchange of Contracts will be made. You will need to pay your deposit and sign all the necessary paperwork in order to get a date for completion.

Completion

The seller's solicitor will authorise the agent to release the keys so you can move in to your new property. Your solicitor will request the title deeds be sent and register your title with the land registry.