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Answers to all your home buying questions are explained in our FAQs for buyers in West Sussex.
There are many factors determining how long it will take from sale agreed to completion; the length of chain above and below you, whether there are mortgages involved in the purchase and the time of year (e.g. bank holidays). As a general rule of thumb, the sales process take on average 8-10 weeks.
If you are purchasing without a mortgage the choice is yours as to whether or not to have a survey. The age and condition of the property should be taken into account when making this decision. Many purchasers choose to have a homebuyers survey for peace of mind.
Unless the lender is arranging the insurance or the property is a leasehold in which case the insurance is dealt with by the landlord, this must be arranged from exchange of contracts as the property will be at your risk from that time.
Your solicitor will transfer the balance of the purchase money to the seller's solicitor, once received they will call the estate agents to release the keys to you.
You pay stamp duty at different rates on portions of the price according to the following:
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